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Stripe Fee Calculator

Calculate Stripe processing fees, what you receive, and how much to charge to net an exact amount — with international and FX add-ons.

FreeInstant resultsNo signupPrivate

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What is the Stripe Fee Calculator?

A Stripe fee calculator shows the processing fee on a card payment and what lands in your account. Stripe’s standard US pricing for online cards is 2.9% + 30¢ per successful charge, with +1.5% for international cards and +1% when currency conversion is needed. Fee = amount × rate + fixed fee, so a $100 payment costs $3.20 and you receive $96.80.

Switch to What to charge to receive an amount to gross up a price: charge = (target + fixed fee) ÷ (1 − rate). To net exactly $100 you need to charge $103.30. Every rate is editable for UK, Canadian, Australian or negotiated pricing.

How to use the Stripe Fee Calculator

  1. Under Calculate, choose What I receive from a payment or What to charge to receive an amount.
  2. Enter the Amount.
  3. Set the Percentage fee and Fixed fee for your country (US default 2.9% + $0.30).
  4. Switch on International card (+1.5%) or Currency conversion (+1%) if they apply.
  5. Read what you receive (or what to charge), the Stripe fee and the effective rate.

Why use AnyShift's Stripe Fee Calculator

Instant resultsNumbers update as you type — no submit button, no page reloads.
Formula shownEvery result shows how it was calculated so you can check the maths.
Editable assumptionsRates, fees and defaults are pre-filled but always adjustable.
Private by designCalculations run in your browser. Nothing is stored or sent.

Popular use cases

  • Pricing invoices so you receive the full amount after fees
  • Comparing Stripe with PayPal on the same sale
  • Checking the extra cost of international customers
  • Reconciling Stripe payouts against sales

Stripe standard card pricing by country

CountryDomestic cardsInternational cardsCurrency conversion
United States2.9% + 30¢4.4% + 30¢+1%
United Kingdom1.5% + 20p3.25% + 20p (outside UK/EEA)+2%
Canada2.9% + C$0.303.7% + C$0.30+2%
Australia1.7% + A$0.303.5% + A$0.30+2%

Standard published rates for online card payments; premium cards, other payment methods and negotiated plans differ. Check Stripe’s pricing page for your country.

Frequently asked questions

How much does Stripe charge per transaction in the US?
For standard online card payments, 2.9% + 30¢. On a $100 charge that is $3.20; an international card adds 1.5% and currency conversion another 1%, taking the fee to $5.70.
How do I pass Stripe fees on to customers?
Use the gross-up mode: charge = (amount you want + $0.30) ÷ (1 − 0.029). To receive $100 you charge $103.30. Check card-network, state and country rules before adding a surcharge.
What are Stripe fees in the UK?
Standard UK cards cost 1.5% + 20p; cards issued outside the UK and EEA cost 3.25% + 20p, plus 2% if currency conversion is needed. Enter those values in the rate fields and leave the US add-on toggles off.
What are Stripe fees in Canada and Australia?
Canada: 2.9% + C$0.30 for domestic cards and 3.7% + C$0.30 for international cards. Australia: 1.7% + A$0.30 for standard domestic cards and 3.5% + A$0.30 for international cards. Both add 2% for currency conversion.
Does Stripe refund its fee when I refund a payment?
No. Stripe does not return the original processing fee on refunds, so fully refunding a $100 US card payment still costs you the $3.20 fee.

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Last reviewed: Built for: United States, United Kingdom, Canada, Australia Part of Ecommerce & Sellers

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